.claim-guide{--guide-ink:#182a3d;--guide-muted:#526172;--guide-accent:#1d6b58}
.guide-hero{padding-top:48px;padding-bottom:0}.guide-breadcrumb{font-size:13px;color:#b8c3c7;margin-bottom:52px;display:flex;gap:12px;flex-wrap:wrap}.guide-breadcrumb a{text-decoration:underline;text-underline-offset:4px}
.guide-hero-grid{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(280px,1fr);gap:72px;align-items:start}.guide-hero h1{font-size:clamp(44px,5.7vw,82px);letter-spacing:-.055em;line-height:1.04;max-width:900px;margin:20px 0 30px;font-weight:500}.guide-deck{font-size:clamp(22px,2vw,29px);line-height:1.5;letter-spacing:-.02em}.guide-deck span{color:#91e4bf}.guide-intro{font-size:17px;line-height:1.8;max-width:660px;color:#bdc8cc;margin:24px 0}.guide-link{text-decoration:underline;text-underline-offset:5px}.guide-small{font-size:13px;line-height:1.7;color:#b8c3c7;margin-top:18px}
.guide-summary{border:1px solid #91e4bf50;padding:30px;background:#1a2126;margin-top:4px}.guide-summary ol{list-style:none;padding:0;margin:22px 0}.guide-summary li{padding:18px 0;border-top:1px solid #e7ecee24;display:flex;gap:16px;line-height:1.55;font-size:15px}.guide-summary li>span{font:12px 'IBM Plex Mono',monospace;color:#91e4bf;padding-top:4px}.guide-summary-payment strong{display:block;color:#91e4bf;font-size:45px;font-weight:500;letter-spacing:-.04em}.guide-summary-payment p{font-size:15px;margin-top:8px}
.guide-byline{display:flex;flex-wrap:wrap;gap:12px 30px;padding:26px 0;margin-top:50px;border-top:1px solid #e7ecee24;color:#b8c3c7;font-size:13px}.guide-byline a{text-decoration:underline;text-underline-offset:3px}
.guide-paper{background:#f1f3f5;color:var(--guide-ink)}.guide-body{display:grid;grid-template-columns:210px minmax(0,790px);gap:80px;padding-top:70px;padding-bottom:70px;justify-content:space-between}.guide-toc{position:sticky;top:110px;align-self:start;display:flex;flex-direction:column;gap:16px;font-size:14px;line-height:1.5}.guide-toc .eyebrow{color:var(--guide-muted);margin-bottom:8px}.guide-toc a{padding:0 0 12px;border-bottom:1px solid #182a3d25}.guide-toc a:hover{color:var(--guide-accent)}.guide-toc-cta{font-weight:600;color:var(--guide-accent)}
.guide-copy{min-width:0}.guide-copy section{padding-bottom:48px;margin-bottom:48px;border-bottom:1px solid #182a3d25;scroll-margin-top:110px}.guide-copy section:last-child{margin-bottom:0;padding-bottom:0;border-bottom:0}.guide-copy .eyebrow{color:var(--guide-accent);font-size:11px;margin-bottom:18px}.guide-copy h2{font-size:clamp(29px,3vw,42px);font-weight:500;line-height:1.16;letter-spacing:-.035em;margin-bottom:25px}.guide-copy h3{font-size:21px;font-weight:550;line-height:1.35;margin-bottom:12px;letter-spacing:-.015em}.guide-copy p{font-size:17px;line-height:1.85;margin-bottom:20px;color:#354557}.guide-copy strong{font-weight:600}.guide-copy a{text-decoration:underline;text-underline-offset:4px;color:var(--guide-accent)}
.guide-note{padding:28px 30px;margin-top:30px;border-left:3px solid #1d6b58;background:#e5eaf0}.guide-note p{font-size:16px}.guide-steps{padding:0;list-style:none;margin:30px 0}.guide-steps li{display:grid;grid-template-columns:36px minmax(0,1fr);gap:18px;padding:25px 0;border-top:1px solid #182a3d25}.guide-steps li:last-child p{margin-bottom:0}.guide-step-number{font:12px 'IBM Plex Mono',monospace;color:var(--guide-accent);padding-top:5px}
.guide-factors{margin:32px 0}.guide-factors>div{display:grid;grid-template-columns:170px minmax(0,1fr);gap:26px;border-top:1px solid #182a3d25;padding:22px 0}.guide-factors dt{font-weight:600;font-size:16px}.guide-factors dd{font-size:16px;line-height:1.75;color:#354557}
.guide-calculator{padding:30px;background:#fff;border:1px solid #182a3d30;margin:28px 0}.guide-calculator p{font-size:15px}.guide-calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px}.guide-calc-fields label{font-size:13px;line-height:1.5;font-weight:550}.guide-calc-fields label:last-child{grid-column:1/-1}.guide-calc-fields input{display:block;width:100%;border:1px solid #182a3d60;background:#f1f3f5;color:#182a3d;border-radius:0;padding:12px;margin-top:8px;font:16px 'IBM Plex Mono',monospace;box-sizing:border-box}.guide-calc-fields input:focus{outline:2px solid #1d6b58;outline-offset:3px}.guide-calc-result{margin-top:25px;padding-top:22px;border-top:1px solid #182a3d30}.guide-calc-result>span{font-size:13px;color:#526172}.guide-calc-result output{display:block;font:clamp(25px,4vw,40px) 'IBM Plex Mono',monospace;overflow-wrap:anywhere;color:#182a3d;margin:10px 0}.guide-calc-result p{font-size:13px;margin-bottom:0}.guide-calculator .guide-small{font-size:12px;color:#526172;margin-bottom:0}
.guide-timing{border:1px solid #182a3d30;padding:0 24px;margin:25px 0}.guide-timing>div{padding:22px 0;border-bottom:1px solid #182a3d25;scroll-margin-top:110px}.guide-timing>div:last-child{border-bottom:0}.guide-timing p{font-size:15px;margin:8px 0 0}.guide-checklist{list-style:none;padding:0;margin:25px 0}.guide-checklist li{border-top:1px solid #182a3d25;padding:18px 0;font-size:16px;line-height:1.8}.guide-faq{border-top:1px solid #182a3d25}.guide-faq summary{cursor:pointer;padding:22px 28px 22px 0;font-size:18px;font-weight:550;line-height:1.5}.guide-faq p{font-size:16px;padding-bottom:10px}
.guide-copy .guide-sources h2{font-size:23px}.guide-sources p,.guide-sources li{font-size:14px;line-height:1.8}.guide-sources ul{list-style:disc;padding-left:20px;margin:20px 0}.guide-final{padding-top:80px;padding-bottom:80px;display:grid;grid-template-columns:1.5fr 1fr;gap:90px;align-items:center}.guide-final h2{font-size:clamp(32px,4vw,54px);line-height:1.15;letter-spacing:-.035em;font-weight:500;margin:22px 0}.guide-final p{line-height:1.8;color:#b8c3c7;max-width:600px}.guide-final-related{display:grid;gap:30px;padding:30px;border:1px solid #91e4bf50}.guide-final-related strong{font-size:28px;line-height:1.25;font-weight:500}.guide-final-related>span:last-child{color:#91e4bf;font-size:14px}.claim-guide a:focus-visible,.claim-guide summary:focus-visible{outline:2px solid currentColor;outline-offset:5px}.claim-guide .hero-actions{flex-wrap:wrap}.claim-guide .button{white-space:normal}.guide-final .guide-small a{text-decoration:underline;text-underline-offset:4px}
@media(max-width:1050px){.guide-hero-grid{gap:32px;grid-template-columns:1.4fr 1fr}.guide-body{gap:40px;grid-template-columns:180px minmax(0,1fr)}.guide-final{gap:40px}}
@media(max-width:760px){.guide-hero{padding-top:28px}.guide-breadcrumb{margin-bottom:32px}.guide-hero-grid,.guide-final{grid-template-columns:1fr}.guide-summary{margin-top:10px}.guide-summary-payment strong{font-size:38px}.guide-body{display:block;padding-top:35px;padding-bottom:45px}.guide-toc{position:static;display:grid;grid-template-columns:1fr 1fr;gap:12px 22px;border-bottom:1px solid #182a3d25;padding-bottom:28px;margin-bottom:45px}.guide-toc .eyebrow{grid-column:1/-1}.guide-toc a{border:0;padding:0;font-size:13px}.guide-toc-cta{grid-column:1/-1}.guide-copy section{padding-bottom:35px;margin-bottom:35px}.guide-factors>div{grid-template-columns:1fr;gap:8px}.guide-calculator,.guide-note{padding:23px}.guide-byline{margin-top:35px;gap:10px 20px}.guide-final{padding-top:45px;padding-bottom:45px}.guide-copy p{font-size:16px}}
@media(max-width:390px){.guide-calc-fields{grid-template-columns:1fr}.guide-calc-fields label:last-child{grid-column:auto}.guide-hero h1{font-size:40px}.guide-summary{padding:23px}}

.guide-calc-fields[hidden]{display:none}